Payment Plans

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest-free payments of $200 every 2 weeks.

TERMS

You can choose between multiple pay-over-time plans that will vary depending on your order value and approval process. Interest rates can range from interest-free to interest-bearing, and terms can range from 3 months to 12 months.

Available in the United States only.

Process

  1. Add product to the cart and choose “Affirm Pay Over Time” at checkout.
  2. Fill out a short form to get a real-time approval decision.
  3. Select a payment plan that fits your budget and finish your purchase.

CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.

FREQUENTLY ASKED QUESTIONS

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Yes, you can return an item you bought with Affirm if the item meets our Returns & Exchanges policy. Please contact us to initiate a return.

No, your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com.